Alfa | Homeowners Insurance

Alfa Homeowners Insurance
3.8
Protect your home and peace of mind with reliable coverage for life’s unexpected events.

Average Premium

  • $300k dwelling coverage $3408 / year
  • $750k dwelling coverage $2300 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit Alfa National Average
$150K dwelling $2,045 $1,459
$300K dwelling $3,408 $2,424
$350K dwelling $3,856 $2,740
$450K dwelling $4,792 $3,374
$750K dwelling $7,524 $5,254

Pros & Cons

Pros
  • A variety of add-on coverages offered
  • Possible savings based on local climate conditions
  • Useful blog articles for purchasing homeowners insurance
Cons
  • Limited discounts relative to certain other carriers
  • Service not offered beyond Alabama, Mississippi, and Georgia
  • Home insurance quotes not available online

Discounts

  • Policy bundling: Alfa may offer a discount to customers who buy both home and auto insurance policies from the company.
  • Legacy customer: If a parent holds an Alfa insurance policy, you might be eligible for a discount on a homeowners or renters policy.
  • Safety equipment: Homes equipped with safety devices such as burglar alarms, fire or smoke detectors, or deadbolt locks may qualify for discounts.
  • Hurricane resistant materials: In Alabama and Mississippi, some homeowners may receive a discount if their property is reinforced with hurricane-resistant materials.

Details

  • Customer service: 1-800-964-2532
  • Website: alfainsurance.com
  • Mailing address: P.O. Box 11000, Montgomery, AL 36191-0001

More Insurance Options

  • Renters Insurance
  • Home Warranty