Bear River Mutual | Homeowners Insurance

Bear River Mutual Homeowners Insurance
4.0
Protect your home with reliable coverage that helps safeguard your property, belongings, and peace of mind.

Average Premium

  • $300k dwelling coverage $1050 / year
  • $750k dwelling coverage $2100 / year

Coverage States

  • UT

Rates by Dwelling Limit

Specific premium data is not available here. Insurance pricing relies on proprietary factors that vary by property, coverage, and risk. Since these details shift, figures provided are general estimates rather than individualized quotes. To obtain a price tailored to your unique situation, we recommend contacting the insurer directly or visiting their official website to receive an accurate, personalized quote today.

Pros & Cons

Pros
  • Insurance available for vacation or secondary residences
  • Pricing applies exclusively to properties in Utah
  • Local agents ready to assist and advise you
Cons
  • Fewer endorsements compared to certain carriers
  • Available exclusively in Utah
  • No online quoting available

Discounts

  • Claims-free: You may qualify for this discount if you have few or no claims on your insurance record.
  • High insurance score: If your credit-based insurance score is higher than average, you may be eligible for a discount with Bear River.
  • Paid-off mortgage: If your mortgage is fully paid off, you could pay less for your policy.
  • Non-smoker: If no one in your household uses tobacco, you may be eligible for this discount.

Details

  • Customer service: 1-800-925-5177
  • Text or call: 1-801-267-5000
  • Fax: 1-801-267-5033
  • Website: bearrivermutual.com
  • Payment mailing address: Bear River Mutual P.O. BOX 936761 Atlanta, GA 31193-6761
  • Claims mailing address: Bear River Mutual PO BOX 571310 Murray, UT 84157-1310
  • Claims physical address: Bear River Mutual 778 East Winchester St. (6600 South) Murray, UT 84107

More Insurance Options

  • Renters Insurance
  • Home Warranty