Citizens | Homeowners Insurance

3.2

Protect your home with reliable coverage that helps safeguard your property and peace of mind.

Average Premium

All Less

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Pros

Available to many Florida residences where few or no alternative insurance choices exist
Provides separate wind-only protection
Round-the-clock claims reporting

Cons

Florida building code compliance discount: If your home was built on or after Jan. 1, 2002, you may qualify for this discount based on the building codes used during construction. If your home predates 2002 but has a roof updated to meet the 2002 Florida Building Code, you may also be eligible.
Monitored alarm system discounts: If your home has a centrally monitored fire or burglar alarm, or both, you may qualify for a discount. Centrally monitored alarms automatically notify emergency services of dangerous situations.
Roof construction discount: You may receive savings on your Citizens policy if your roof includes certain construction features, though you may need to provide a roof or wind mitigation inspection report to qualify. If you already receive the building code compliance discount, you likely will not qualify for a separate roof discount.
Wind mitigation discount: If your home has documented wind-damage mitigation features, you may be eligible for a reduced rate. Examples include storm shutters and doors designed to resist projectiles.

Customer service: 1-866-411-2742
Website: citizensfla.com
Mailing address: Citizens Property Insurance Corporation P.O. Box 19700 Jacksonville, FL 32245-9700