Encompass | Homeowners Insurance

Encompass Homeowners Insurance
4.0
Protect your home and peace of mind with comprehensive coverage tailored to your needs.

Average Premium

  • $300k dwelling coverage $2510 / year
  • $750k dwelling coverage $3360 / year

Coverage States

  • AL

Rates by Dwelling Limit

Dwelling Limit Encompass National Average
$150K dwelling $1,573 $1,459
$300K dwelling $2,510 $2,424
$350K dwelling $2,788 $2,740
$450K dwelling $3,400 $3,374
$750K dwelling $5,068 $5,254

Pros & Cons

Pros
  • EncompassOne policy levels offer varying benefits and features
  • Standalone homeowners policy includes several optional add-on coverages
  • Multiple discount opportunities available
Cons
  • No online claim submissions
  • No web-based quotes
  • Rates typically exceed the national average

Discounts

  • Renovation discount: Recent updates made within the last 10 years to home systems—such as heating, cooling, plumbing, or roofing—may make you eligible for this discount.
  • Homebuyer discount: If you bought a home within the past five years and the property is under 49 years old, you may qualify for this discount.
  • Protection devices discount: You may receive a credit on your homeowners insurance if your home has safety devices like a fire or burglar alarm, a fire extinguisher, or similar protection.
  • Dwelling age discount: You may qualify for a discount if your home is 20 years old or newer.

Details

  • Customer service: 1-800-588-7400
  • Website: encompassinsurance.com
  • Mailing address: 2775 Sanders Rd Northbrook, Illinois 60062-6110

More Insurance Options

  • Renters Insurance
  • Home Warranty