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Grange | Homeowners Insurance

Grange Homeowners Insurance
3.6
Comprehensive homeowners insurance that protects your home, belongings, and peace of mind.

Average Premium

  • $300k dwelling coverage $2470 / year
  • $750k dwelling coverage $5410 / year

Coverage States

Rates by Dwelling Limit

Get a Quote
Dwelling Limit Grange National Average
$150K dwelling $1,404 $1,459
$300K dwelling $2,470 $2,424
$350K dwelling $2,865 $2,740
$450K dwelling $3,571 $3,374
$750K dwelling $5,410 $5,254

Pros & Cons

Pros
  • Unusual coverage options
  • Multiple savings, such as a DIY home inspection credit
  • Local agents often better understand homeowners' needs in their region
Cons
  • Available only in select states
  • No J.D. Power scores for customer or claims satisfaction
  • Digital tools lag behind many competitors

Discounts

  • Home maintenance discount: Homeowners can submit proof of inspections and building permits to potentially qualify for a discount on their home insurance.
  • Advance quote discount: Like the discount available for Grange auto policies, homeowners may be eligible for a reduction on their Grange home insurance if they request a quote before their current policy's effective date.
  • Home buyer discount: If you are a first-time homebuyer, Grange may offer a discount on your home insurance premium.
  • DIY home inspection discount: Many insurers perform routine inspections of insured properties. Grange offers a do-it-yourself home inspection app that you might be able to use to obtain a premium discount.
  • Smart fire and home alarm discounts: You may receive policy discounts if your home has a central station fire alarm and central station burglar alarm systems.

Details

  • Customer service: 1-800-422-0550
  • Payments: 1-800-425-1100
  • Claims: 1-800-445-3030
  • Website: grangeinsurance.com
  • Mailing address: Grange Insurance, 671 South High Street, Columbus, OH 43206

Ultimate Home Resources

More Insurance Options

  • Renters Insurance
  • Home Warranty

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