Heritage | Homeowners Insurance

Heritage Homeowners Insurance
4.5
Protect your home and belongings with reliable coverage designed for peace of mind every day.

Average Premium

  • $300k dwelling coverage $5395 / year
  • $750k dwelling coverage $13953 / year

Coverage States

Rates by Dwelling Limit

Dwelling Limit Heritage National Average
$150K dwelling $2,699 $1,459
$300K dwelling $5,395 $2,424
$350K dwelling $6,320 $2,740
$450K dwelling $8,170 $3,374
$750K dwelling $13,953 $5,254

Pros & Cons

Pros
  • Provides property coverage in states with elevated risk
  • Local agents often have better knowledge of regional homeowners insurance markets
  • Demotech financial stability rating: A (Exceptional)
Cons
  • Basic digital features
  • Unavailable in certain states
  • Fees typically exceed the national average

Details

  • Customer service: 1-855-536-2744
  • Claims: 1-855-415-7120
  • Sales email address: [email protected]
  • Website: heritagepci.com
  • Payment address: Heritage Insurance c/o The Bank of Tampa, P.O. Box 22007, Tampa, FL 33622

More Insurance Options

  • Renters Insurance
  • Home Warranty