NJM | Homeowners Insurance

Customer service: 1-800-232-6600
Claims: 1-800-367-6564
Website: NJM.com
Payments address: PO Box 70167, Philadelphia, PA 19176
Mailing address: 301 Sullivan Way, PO Box 428, West Trenton, NJ 08628

4.5

Protect your home with reliable coverage, flexible options, and peace of mind for every season.

Average Premium

All Less

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Pros

Cons

Not evaluated by J.D. Power
No live-chat option
Online customer portal lets policyholders view their policy information but does not permit making changes

Storm shutter and hurricane glass: Some of the states where NJM offers insurance experience severe storms and hurricanes; if your home has protective features like storm shutters or hurricane-resistant glass, you may be eligible for this discount.
Backup or portable generator: If you own a portable generator, NJM might grant you a discount on your premium.
Nonsmoker: With NJM, whether you never smoked or quit recently, as long as you are not currently smoking, you could qualify for savings on your home insurance.
Age 65 and over: If you are 65 or older, you may be eligible for a discount on your NJM home insurance policy.